Merchant Interest Bearing Account Program

Did you know that you can use Sezzle like a savings account to earn interest on your Sezzle balance? Sezzle offers an opt-in Interest Plan you can choose to participate in if you would like to earn some extra money with Sezzle.

Need more convincing? Here are a few ways to see if the Interest Plan is for you:

You want to earn more money while using Sezzle (for free!)

Merchants enrolled in the Interest Plan earn up to 8.00% annual yield on customer order settlements, starting immediately on the customer order date. These funds (including interest) can be transferred to your own bank account dependant on your payout period. After this time, your funds will continue to earn up to 8.00% APY and can be withdrawn at any time.

The interest rate will vary; the calculated rate = 5% + last month's LIBOR interbank rate. Please see the Merchant Agreement for more details

You want to minimize your fees

The Interest Plan is a great way to save on the transaction fees! By letting your money accumulate interest each day, you start to earn back the money taken out for fees.

You like the freedom to control when and how much money is being transferred

Once your money moves out of pending, it will get placed in an interest-bearing account. From here, you are able to transfer it to your bank whenever it is convenient for you!







You are able to opt in and out of the Interest Program whenever you like! When you choose to enroll, all orders moving forward will be moved into the interest account. However, if you decided you want your money quicker, you can opt-out in your Sezzle Dashboard, and switch to the Automatic Deposit plan so all orders moving forward will be on the standard payout plan.

If you would like to participate, you can activate this feature from your Sezzle dashboard ( Simply click on the “switch to this plan” link of the Interest Plan option. Once you do this, you’ll start earning interest immediately.

If you have any questions please reach out to!